Verve Financial Partners

The Verve Team

Gary Ho


Gary began his career in commercial banking before moving into financial planning with a major bank in 1991.

Gary established the Verve Burwood practice in 2006. Gary's practice principally concentrates on strategic financial planning. He has expertise in the areas of transition to retirement, Self Managed Superannuation, tax effective investing and retirement planning advice. The Burwood practice also specialises in providing advice to corporate superannuation schemes and their executives, with clients such as Audi Motors Aust, DLA Piper, Hyundai Motor Company Aust. and Mobis Parts Australia.

Gary's approach to financial planning is one with a holistic view. Emphasis is placed on the early identification of financial needs and implementing strategies to achieve objectives and life goals. He is a skilled and experienced strategist with the ability to provide concise options.

He is a Certified Financial Planner and a member of the Financial Planning Association. His formal education includes a BA with Majors in Economics and Geography and a Diploma in Financial Planning.

Gary has twice received the coveted 'Financial Planner of the Year' award with previous employers.

Bill Murray


Bill is a founding director of Verve Financial Partners.

After a distinguished career with a major Australian bank Bill wanted to establish an advisory firm focused on client objectives rather than be compromised by the conflicts of interest.

He is a Certified Financial Planner and a member of both the Financial Planning Association and the Australian Society of Certified Practicing Accountants. Bill has been awarded 'Financial Planner of the Year' award on two separate occasions.

Based in Bondi Junction he specialises in strategic financial advice. Bill's solutions are crafted in easy to understand language. His expertise in wealth management has delivered superior long term outcomes for clients looking to secure their financial future.

His qualifications include a Commerce Certificate, Bachelor of Business Degree and a Diploma of Financial Planning.

Before entering the financial advice industry Bill worked as an accountant and financial analyst in the manufacturing and finance sectors.

Kerrie Ray


Kerrie has over 30 years experience in the banking and financial industry, the last 20 years in financial planning.

Kerrie is passionate about helping people achieve financial security through goal setting, planning and strategic advice.
Her qualifications include an Advanced Diploma of Financial Planning, Diploma of Financial Planning, Marketing and also holds specialist accreditation for Aged Care advice and Self-Managed Superannaution. 

Kerrie is also a member of the Financial Planning Association.

In her previous roles Kerrie worked closely with the founding directors of Verve in a large Australian Bank.

With a commitment to quality advice and service Kerrie was instrumental in the establishment of Verve Financial Partners and has recently opened our third office based at Kogarah.

Josie Ciccio

Practice Manager

Josie joined the Verve Burwood practice at inception after previously working with Gary in the same role. Day to day she handles client enquiries, updating compliance policies and ensures that the practice runs efficiently. Uniquely, Josie implements the practice’s client management system. She has the ability to understand our clients’ needs and respond accordingly.

Prior to Verve , Josie had many years in the finance sector with two major banks. She commenced as a branch assistant and progressed to Supervisor and to Customer Service Manager at various branches. Her previous experience included organising home and personal loans and managing staff.

Trish Ho

Administrative Manager

Trish has a background as a registered nurse, registered midwife and parent educator. Since she joined Verve she has been assisting with client enquiries, record keeping and general administration at the Burwood practice. In particular, Trish ensures that client enquiries are followed up and that all communications with clients are delivered in a timely fashion.


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Transition to Aged Care Summary

Verve Financial Partners specialise in financial planning for transition to aged care.

Transition to Aged Care

Verve Financial Partners specialise in financial planning for transition to aged care.


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DISCLAIMER Verve Financial Partners is a Corporate Authorised Representative and provides financial planning services for superannuation, managed investments, personal risk insurance, shares, self managed superannuation fund investment advice and general advice in relation to credit and credit referrals only.  
Any information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances.

Verve Financial Partners is a Corporate Authorised Representative of:                  
Securitor Financial Group Ltd ABN 48 009 189 495 Australian Financial Services Licensee 240687
200 Barangaroo Avenue, Barangaroo NSW 2000
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